Zakat Calculator — Calculate Your Zakat in Minutes
“Enter your assets, debts, and savings to instantly calculate your Zakat. Need help? WhatsApp us anytime.
How to Use This Zakat Calculator
Add all zakatable assets
Subtract all eligible debts
Calculator auto-computes 2.5%
What Assets Are Zakatable? (Included Wealth)
Gold & Silver
Zakat applies to gold and silver because they are considered forms of stored wealth with stable value.
Cash at Home & Bank
Any cash you own—whether kept at home, in a bank account, or in digital wallets—is fully zakatable.
Business Inventory
Goods purchased or produced for selling are zakatable because they are intended for trade and profit.
Investments & Shares
Investment holdings and stocks are zakatable since they generate returns and represent financial growth.
What Liabilities You Can Deduct in Zakat
Loans Payable
Any personal loans you must repay within the year can be deducted from your zakatable amount.
Credit Obligations
Outstanding credit card payments or short-term credit dues that are currently payable may be deducted.
Business Debts
Business-related debts that are due soon—such as supplier payments or short-term loans—can be subtracted.
Nisab Threshold for Zakat Eligibility
Gold Nisab
Calculated from the value of 87.48g of gold, representing the higher zakat threshold.
Silver Nisab
Calculated from the value of 612.36g of silver, giving a lower and more accessible threshold.
Which Nisab to Follow
Silver nisab is lower and makes more people eligible; gold nisab is stricter. You can follow either.
How the Nisab Works
If your total zakatable assets meet or exceed the nisab and you’ve held the wealth for one lunar year, zakat is due.
Zakat Calculation Formula (Islamically Accurate)
Zakat = (Total Assets – Total Liabilities) × 2.5%
Frequently Asked Questions (About Jamia Faizul Uloom)
Yes. All gold and silver—whether worn or stored—is zakatable once it meets the nisab.
Add your business cash, inventory, receivable profits, and subtract short-term business debts, then apply 2.5%.
No. Your personal home and essential living property are not zakatable.
Yes, but only if the borrower is expected to repay. Add the amount to your zakatable assets.
Zakat is calculated based on your wealth on your zakat due date, not on daily fluctuations.